
Table of Contents
Guidelines for Forwarding Applications for CGHS Cards for KVS Serving & Retired Personnel
The Central Government Health Scheme (CGHS) is a vital healthcare initiative for central government employees, including Kendriya Vidyalaya Sangathan (KVS) personnel. Whether serving or retired, KVS employees are eligible for CGHS benefits, provided they follow the correct procedure to apply for a CGHS card. This article provides a step-by-step guide for forwarding applications for CGHS cards for both serving and retired KVS personnel.
Outline of the Article
Introduction
What is a CGHS Card?
- Purpose and benefits
- Why it is essential for KVS personnel
Eligibility for CGHS Cards
- KVS serving employees
- Retired KVS personnel
Application Process for Serving KVS Employees
- Documents required
- Steps for submission and approval
Application Process for Retired KVS Personnel
- Eligibility criteria
- Documents required
- How to submit the application
Online vs. Offline Application
- Online process via CGHS portal
- Offline application steps
Role of the Forwarding Authority in KVS
- Who is responsible for forwarding applications?
- How applications are processed
Processing Time and Challenges
- Expected waiting period
- Common issues and solutions
Renewal and Validity of CGHS Cards
- Renewal process for serving personnel
- Renewal process for pensioners
Lost or Damaged CGHS Cards
- How to apply for a duplicate card
Subscription Fees for CGHS Cards
- Monthly contribution for serving employees
- One-time payment for pensioners
Transfer of CGHS Cards
- Procedure for relocating to another CGHS-covered city
Special Considerations for KVS Employees
- Coverage for dependents
- Cases of transferred employees
Checking CGHS Card Status
- How to track application status online
Conclusion and FAQs
- Summary
- Frequently Asked Questions
Introduction
The Central Government Health Scheme (CGHS) provides affordable and cashless healthcare services to government employees, including Kendriya Vidyalaya Sangathan (KVS) staff. A CGHS card is mandatory for availing of these benefits. The application process varies for serving and retired personnel, requiring proper documentation and approval from the forwarding authority.
What is a CGHS Card?
A CGHS card is an official identification card that grants KVS employees and pensioners access to healthcare services under CGHS. It enables cashless treatment at empaneled hospitals, affordable medicines, and reimbursement of medical expenses.
Eligibility for CGHS Cards
KVS Serving Employees
All KVS employees residing in CGHS-covered cities are eligible to apply.
Retired KVS Personnel
Retired KVS employees receiving a government pension and residing in a CGHS-covered city can apply for a CGHS card.
Application Process for Serving KVS Employees
Documents Required
- Duly filled CGHS application form
- Employee ID card copy
- Address proof
- Passport-size photographs of all beneficiaries
- Aadhaar card copy

Steps for Submission and Approval
- Collect the application form from the administrative office or download it from the CGHS website.
- Fill out the form with accurate details.
- Attach the required documents.
- Submit the application to the Principal of the Kendriya Vidyalaya (for forwarding).
- The KVS Regional Office forwards the application to the CGHS office.
- Upon approval, the CGHS card is issued.
Application Process for Retired KVS Personnel
Eligibility Criteria
- Must be a retired KVS employee receiving a government pension.
- Should reside in a CGHS-covered location.
Documents Required
- Pension Payment Order (PPO)
- Proof of last posting before retirement
- Address proof
- Passport-size photographs
- Aadhaar card
How to Submit the Application
- Collect and fill out the CGHS pensioner application form.
- Attach all necessary documents.
- Submit the application to the KVS regional office, which will forward it to the CGHS office.
- Pay the required one-time subscription fee.
- Wait for approval and issuance of the CGHS card.
Online vs. Offline Application
Online Application
- Visit the CGHS portal.
- Upload scanned copies of required documents.
- Submit the form and track its status online.
Offline Application
- Obtain a physical form from the KVS regional office or CGHS dispensary.
- Submit the completed form in person along with required documents.
Role of the Forwarding Authority in KVS
The Principal of the Kendriya Vidyalaya or the KVS regional office is responsible for verifying and forwarding applications to the CGHS office for processing.
Processing Time and Challenges
- Processing Time: 15-30 days
- Common Issues:
- Incomplete application forms
- Missing documents
- Delay in forwarding from the KVS office
Renewal and Validity of CGHS Cards
- Serving employees: The CGHS card remains valid until retirement.
- Retired personnel: Requires renewal depending on the payment tenure.
Lost or Damaged CGHS Cards
- Report the loss to the CGHS office.
- Submit an application for a duplicate card.
- Pay the applicable fee.
Subscription Fees for CGHS Cards
- Serving KVS Employees: Monthly salary-based deduction.
- Retired KVS Personnel: One-time payment for lifetime benefits.
Transfer of CGHS Cards
If a KVS employee relocates, they must apply for transfer of jurisdiction at the nearest CGHS office.
Special Considerations for KVS Employees
- Dependents like spouse, children, and parents are covered under the scheme.
- Employees on transfer to non-CGHS cities may face restrictions.
Checking CGHS Card Status
- Visit CGHS portal.
- Enter application details to track progress.
Conclusion
Applying for a CGHS card is crucial for KVS serving and retired personnel to ensure access to affordable healthcare. Following the correct application procedure helps in avoiding unnecessary delays.
Frequently Asked Questions (FAQs)
1. Can dependents be included under a single CGHS card?
Yes, dependents like spouse, children, and parents can be covered.
2. How long does it take to receive a CGHS card?
The processing time is usually 15-30 days.
3. Is the CGHS card transferable after retirement?
Yes, but the pensioner must reside in a CGHS-covered city.
4. What if my CGHS card is lost?
Apply for a duplicate card through the CGHS office.
5. Can a retired KVS employee apply after moving to a non-CGHS city?
No, CGHS benefits are only for covered locations.
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